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Financing

7 Benefits of Getting Financing From Your MINI Dealership

Take advantage of the car financing benefits from your MINI dealership for the most flexibility and best payment options when you buy your next vehicle. 7 Benefits of Getting Car Financing From Your MINI Dealership Quick and Easy Pre-Approval Process If you come to or call the dealership, we're happy to get you pre-approved. However, you can take care of it online, from the comfort of your home, in about 10 minutes through our online pre-approval process. more Low and No Credit Financing Everyone goes through rough patches that can impact your credit, and sometimes you need to buy a car before you've established any credit history. You don't have to settle for a vehicle you don't love. We offer financing options to buy a pre-owned or new MINI whether you have bad, low, or no credit. Special Financing Offers Throughout the year, we typically offer special financing deals with lower interest rates for specific terms on certain models. Financing with us means you may qualify for those offers and can save on your new MINI. MINI Credit Lock Sometimes you need to know how much financing you qualify for before you shop for your new MINI. With MINI Credit Lock, your interest rate can be locked in for an extended period while you can shop for the perfect vehicle. Flexible Financing You can take advantage of two different types of financing with us: traditional financing or MINI Select balloon financing. Balloon financing lowers your monthly payment for a set amount of time. At the end of the contract, a balloon balance will be due. Even then, you still have options. You can pay the balance in full, apply to have the balance refinanced, or potentially use the trade-in value of your MINI to help cover some or all of the balance. MINI Guaranteed Auto Protection We also offer guaranteed auto protection (GAP) insurance when you finance through us. In the event of a total loss of your MINI through theft, natural disaster, or accident, GAP coverage can help make up the difference between what you owe on your MINI and what your insurance policy pays out. Flexible Leasing Leasing a new MINI can be a great way to lower your monthly payment and get a new vehicle every few years with fewer hassles. We offer a few leasing options to fit your needs. Traditional leases are ideal if you want to trade in your MINI every three years and typically drive less than 10,000 miles in a year. Whether you buy or lease, you benefit when you finance with us. Contact Tom Bush MINI in Jacksonville, FL today to ask about available financing options.

Countryman

5 Favorite Features of the 2024 MINI Countryman

Go-kart performance and cheeky retro styling meet in the 2024 MINI Countryman to create the perfect compact crossover for anything from urban explorations to off-road adventures. The automaker crammed lots of fun features into this vehicle and enhanced them with plenty of space and top comfort for all passengers. 5 Favorite Features of the 2024 MINI Countryman Engine Options MINI has always had something in store for thrill-seekers, and the 2024 Countryman doesn't disappoint. The automaker offers this stylish crossover SUV in three engine options, including a sought-after John Cooper Works. In its base configuration, the Cooper Countryman comes with a 134-horsepower engine ideal for city joyrides. The Cooper S Countryman combines fuel economy and performance into an 189-horsepower engine that sprints from 0 to 60 in 7.2 seconds. Delivering power and all-terrain ruggedness, the John Cooper Works Countryman ALL4 produces an exhilarating 301 horsepower and zooms to 60 mph in 4.9 seconds. Except for the John Cooper Works Countryman, all 2024 Countryman trims can be had in standard front-wheel or all-wheel drive. more Superb Styling The Countryman is much more than just a big MINI. This compact crossover SUV boasts unique styling features such as standard LED headlights and fog lights, 17-inch wheels with all-season runflat tires, and heated mirrors and washer jets. Available on most trims, Union Jack taillights and beautiful exterior color options give this stylish ride a distinctive touch. Higher trims are highly customizable and include two-toned exterior options and other design accents. Practical Cabin One of the most beloved features of the 2024 Countryman is its roomy interior with plenty of space for adult passengers at the rear. A circular housing at the center of the dash and toggle switches creates a retro-inspired futuristic style that is both eye-catching and practical. A standard panoramic moonroof adds brightness and enhances the spacious feel of the cabin. The model also boasts plenty of cargo space. In-cabin storage is also plentiful and divided between nooks and door pockets where you can store lots of personal items. The rear seats fold for increased cargo capacity. State-of-the-Art Technology The MINI center instrument with LED ring houses an 8.8-inch infotainment touchscreen with connected services and complimentary Apple CarPlay integration. SiriusXM comes standard with a 12-month Premium Plan trial subscription. The system is compatible with voice commands and comes standard with a 6-speaker audio system that produces crisp and clear acoustics. Excellent Fuel Economy The Countryman's various powertrains and drivetrains work together smoothly to deliver superb fuel economy between 26 and 29 MPG combined. You can go far without fear of getting stranded in the middle of nowhere. Ready to discover more? Contact us at Tom Bush MINI in Jacksonville, FL to find answers to all your questions and schedule your test drive.

2024 MINI

Your Guide to the 2024 MINI Clubman

MINI Coopers are beloved for their compact size and fun handling. One of the best small station wagons in the 2024 lineup is the 2024 MINI Clubman, a compact vehicle with tons of personality and luxurious details. Learn everything you need to know about this station wagon before you visit your MINI dealership. Your Guide to the 2024 MINI Clubman at Your MINI Dealership There are three trim levels for the 2024 Clubman, each of which has seating for five and four doors. All four trim levels have a trunk volume of 17.5 cubic feet, a maximum cargo volume of 47.9 cubic feet, and a 105.1-inch wheelbase. These models all also have a 13.2-gallon fuel tank capacity. The standard warranty for these vehicles is four years or 50,000 miles. more Cooper S Clubman The base trim has a 2.0-liter, four-cylinder direct-injection TwinPower turbo engine, which generates 189 horsepower and 206 lb-ft of torque. Standard features for this trim include an 8.8-inch touchscreen, a six-speaker audio system, a MINI center instrument with an LED ring, and ambient lighting with adjustable colors. The base trim also has dual-zone automatic climate control, a 60/40 split-folding rear seat, floor mats, and heated front seats with additional bolstering. Other key standard features are LED headlights, LED fog lights, and a rear view camera. Drivers can upgrade to the Signature or Iconic trims for additional features. Cooper S Clubman ALL4 The middle trim has the same powertrain specs as the base trim, along with a 6.9-second acceleration speed from zero to sixty. Standard features for the ALL4 trim include an ALL4 all-wheel drive system, dynamic cruise control with braking, and an eight-speed sport automatic transmission. This trim has heated exterior mirrors, washer jets, LED headlights, automatic headlight and rain-sensing windshield wiper modes, and comfort keyless access. John Cooper Works Clubman ALL4 The highest trim has a 2.0-liter, four-cylinder Valvtronic direct-injection TwinPower turbo engine with double VANOS, which can produce 301 horsepower and 331 lb-ft of torque. The acceleration speed for this model is 4.6 seconds. The highest trim has standard features such as Bluetooth connectivity for phone and audio streaming, a multifunctional digital instrument display, and rear park distance control. The standard wheels are 17-inch vent spoke wheels with run-flat tires. This trim also has a multi-function Nappa leather-wrapped sport steering wheel, a Carbon Black leatherette interior heated driver and front passenger's seats, split rear door configuration, and driveway lights with a driver-side puddle light. This trim has an Active Driving Assistant with features like lane departure warning and forward collision warning. Whether you're happy with the features included on the standard Classic trim for any of these models or you want the luxury of the Iconic trims, the MINI Clubman is an ideal compact vehicle for your daily needs. Visit Tom Bush MINI to explore this small station wagon in person.

Should I Buy or Lease My Next MINI

Buying or Leasing a New MINI: Which Option Is Best for You?

After you fall in love with a MINI vehicle, the next step is deciding whether you should buy or lease your new vehicle. If you aren't sure which financial plan is right for you, the finance experts at your MINI dealership can help you figure out which option is most suitable for your budget. Learn about the advantages of buying and leasing today. Buying or Leasing a New MINI: Which Option Is Best for You? A new car is a major financial investment, so it makes sense to take the time to do some homework before committing to a finance plan. Selecting the best finance option will depend on your budget, your vehicle ownership preferences, your driving habits, and your future goals. Your local dealership offers several lease and finance plans so you can choose the one most suitable for your needs. more Buying Buying a car may be a good financing option if you want to have full ownership of your vehicle without any restrictions on customizations or mileage. If you want to keep your MINI for at least three years, and you believe you will drive more than 10,000 miles per year, then buying is the right choice. With this type of financing, you will be able to add new rims, graphics, and other customizations. If you are concerned about lease-end inspections, you should buy. Leasing Leasing is a good option if you want to enjoy a lower monthly payment. If you drive less than 10,000 miles a year, you intend to keep your MINI for three years or less, and you don't want any vehicle customizations, leasing may be ideal. Plus, when you lease your MINI, you can easily upgrade to the latest model. When you lease your MINI, you will be able to drive the vehicle during the four-year manufacturer warranty. Can Your MINI Dealership Help You Buy or Lease? Your dealership can help you with your preferred financing plan. Not only will the dealership walk you through all of your financial options, but you will also be able to access resources to make your car-buying process easier. For example, before you shop, you can get pre-approved at your dealership or use a payment calculator so you can understand your budget. If you have bad credit, the right vehicle financing plan can help you improve your credit score. While other lenders may reject your auto loan application because of your credit rating, your local dealership can help you find an affordable dealership financing plan if you have low credit, poor credit, or no credit history. Whether you're interested in buying or leasing your MINI, you can count on your local dealership to help you find the most suitable plan for your financial circumstances. Contact Tom Bush MINI to learn more about your financial options.

mini-lineup

Which MINI Cars Have the Best Fuel Efficiency?

When getting a compact hatchback, you want to make sure that it has good fuel efficiency. A fuel-efficient vehicle will be cheaper to run and more reliable, as you won't have to fill your tank up as often. MINI have plenty of fuel-efficient cars that you can get from your local MINI dealership. Top 3 MINIs With the Best Fuel Efficiency Available From a MINI Dealership MINI Clubman The MINI Clubman is one of the larger options you can get from this manufacturer, making it a good option for families. It offers 17.5 cubic feet of cargo space in the trunk, making it ideal for grocery shopping and more. It also has a lot of space for multiple passengers, ensuring that everyone can enjoy a comfortable ride. Its mileage is exceptional, offering a combined MPG of 26. On the highway, you can get up to 32 MPG; however, you're more likely to use this type of vehicle in the city. Thankfully it also excels in this environment, offering 23 MPG in urban areas, which is much better than most hatchbacks. more MINI Hardtop Both the 2-door and 4-door versions of the MINI Hardtop offer excellent mileage, making them fantastic options regardless of what size you get. Both of these vehicles provide a combined fuel economy of 31 MPG, making them some of the most fuel-efficient hatchbacks around. You get up to 37 MPG on the highway, which makes this car a viable option for road trips. In the city, both hardtops offer 27 MPG, which makes them a great option for urban driving. With their compactness and fuel efficiency in these areas, it's no surprise that the MINI Hardtop is a popular option for those living in busy cities and towns. If you're looking for space, go for the 4-door version, or choose the smaller 2-door option for extra maneuverability. MINI Cooper Convertible The MINI Cooper Convertible is such a fun car to drive, especially when you have the roof down and are on a windy road. It's got responsive handling and performance that exceeds exceptions. Depending on the engine type you buy, you can get a combined MPG of between 38 to 40, making it a fantastic option. Plus, with an 11.6-gallon fuel tank, the fun won't have to stop prematurely, as you'll be able to travel far distances before needing to refuel. The MINI Cooper Convertible gets its efficiency by being super light, weighing just 2,923 lbs. These are just a handful of the fuel-efficient MINIs you can get today. Due to their clever design, you'll find that most MINIs are far more efficient than other cars, making them an economical option. Visit Tom Bush MINI to get a model that's perfect for you.

4 Smart Tips for Auto Financing

4 Smart Tips for Financing a Car Purchase

Are you planning to buy a car soon? Financing your purchase can be tricky, but it doesn't have to be. By following these tips, you'll be able to ensure that you get the best deal possible and make the most of your hard-earned money. These tips from your mini dealer will help you learn how to finance a car smartly. 4 Smart Tips from Your Mini Dealer to Help You Finance a Car 1. Have a Down Payment A down payment can lower your monthly payment and even reduce the interest rate on your loan. The more money you can put down upfront, the better off you'll be in the long run. Before making a car purchase, it's essential to have a realistic idea of how much money you can afford for a down payment. Consider using your savings, cashing out investments, or getting a loan from family and friends. more 2. Get Pre-Approved One of the most brilliant tips for financing a car purchase is to get pre-approved for a loan. Getting pre-approved for a loan can help you determine what type of car and loan you can qualify for and how much you can borrow. It can also help you shop for the best rates, as lenders may offer different rates depending on your credit score and financial situation. Once you are pre-approved, you can start shopping around for a car. 3. Know Your Credit Score Your credit score is a quantitative indicator of how successfully you have previously managed your finances. It is one of the primary factors lenders use when determining whether or not they are willing to offer you a loan. Knowing your credit score ahead of time can help you make more informed decisions about what kind of car you should buy and which loan terms you might qualify for. 4. Consider the Total Cost of Ownership When purchasing a car, the total cost of ownership (TCO) is an essential factor to consider. TCO is the sum of all costs associated with buying and owning a vehicle, including initial purchase price, fuel, insurance, repairs, maintenance, and resale value. Start by calculating the total cost of ownership for the car you are interested in. Doing this research up front can save you time and money in the long run. Financing a car purchase can be daunting, but with the proper knowledge and preparation, it can be easy. Following the tips outlined in this blog post, you can set yourself up for success when it comes time to buy your next car. Stop by Tom Bush MINI today for all your MINI needs.

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