May 16, 2024

Take advantage of the car financing benefits from your MINI dealership for the most flexibility and best payment options when you buy your next vehicle.

7 Benefits of Getting Car Financing From Your MINI Dealership

Quick and Easy Pre-Approval Process

If you come to or call the dealership, we’re happy to get you pre-approved. However, you can take care of it online, from the comfort of your home, in about 10 minutes through our online pre-approval process.

Low and No Credit Financing

Everyone goes through rough patches that can impact your credit, and sometimes you need to buy a car before you’ve established any credit history. You don’t have to settle for a vehicle you don’t love. We offer financing options to buy a pre-owned or new MINI whether you have bad, low, or no credit.

Special Financing Offers

Throughout the year, we typically offer special financing deals with lower interest rates for specific terms on certain models. Financing with us means you may qualify for those offers and can save on your new MINI.

MINI Credit Lock

Sometimes you need to know how much financing you qualify for before you shop for your new MINI. With MINI Credit Lock, your interest rate can be locked in for an extended period while you can shop for the perfect vehicle.

Flexible Financing

You can take advantage of two different types of financing with us: traditional financing or MINI Select balloon financing. Balloon financing lowers your monthly payment for a set amount of time. At the end of the contract, a balloon balance will be due. Even then, you still have options. You can pay the balance in full, apply to have the balance refinanced, or potentially use the trade-in value of your MINI to help cover some or all of the balance.

MINI Guaranteed Auto Protection

We also offer guaranteed auto protection (GAP) insurance when you finance through us. In the event of a total loss of your MINI through theft, natural disaster, or accident, GAP coverage can help make up the difference between what you owe on your MINI and what your insurance policy pays out.

Flexible Leasing 

Leasing a new MINI can be a great way to lower your monthly payment and get a new vehicle every few years with fewer hassles. We offer a few leasing options to fit your needs. Traditional leases are ideal if you want to trade in your MINI every three years and typically drive less than 10,000 miles in a year.

Whether you buy or lease, you benefit when you finance with us. Contact Tom Bush MINI in Jacksonville, FL today to ask about available financing options.